Gita Safitri et al. 2025. Analisis Perceived Ease of Use, Perceived Security, Perceived Risk pada Pengguna Potensial Paylater di Kalangan Gen Z. PENG: Jurnal Ekonomi dan Manajemen. 3, 1 (Aug. 2025), 556–578. DOI:https://doi.org/10.62710/vnmtbk02.