Norbayah, Norbayah, Nur Asim, Edo Rahman, and Nurlia Nurlia. “Analisis Implementasi Enterprise Risk Management Dan Transformasi Digital Pada PT Bank Mandiri (Persero) Tbk Periode 2021–2025: Pendekatan Studi Kasus”. Jurnal Ragam Pengabdian 3, no. 2 (June 30, 2026): 3157–3172. Accessed August 21, 2026. https://teewanjournal.com/index.php/juragan/article/view/3303.