Digital Transformation of Islamic Finance: Educational Program on Islamic Financial Applications for the Millennial Demographic within the Context of the Mujahadah Mosque Pekanbaru
DOI:
https://doi.org/10.62710/qtpwvc97Keywords:
Digitalization Of Sharia Economy, Millennial Generation, Sharia Financial Application, Mosques, Community ServiceAbstract
The objective of this training initiative is to enhance the digital literacy pertaining to sharia economics among the millennial demographic through the facilitation of both theoretical knowledge and experiential engagement with sharia finance applications. The event transpired at the Mujahadah Rintis Mosque in Pekanbaru, engaging a total of 42 participants drawn from among the student body and the youth affiliated with the mosque. The pedagogical methodologies employed encompassed interactive lectures, practical simulations utilizing applications such as BSI Mobile and LinkAja Sharia, alongside structured group discussions. The outcomes of this endeavor indicated a marked enhancement in the participants' comprehension and proficiency regarding the principles and application of Sharia-compliant financial technology. Quantitative assessments conducted via pre-tests and post-tests revealed an increase in the average score by 29.7 points. The qualitative analysis demonstrated that the participants perceived the training as exceedingly advantageous and fostered the development of a digital community centered around mosque-based sharia economy. This activity illustrates that the approach to digital literacy grounded in sharia finance is efficacious in cultivating a generation of millennials that is both sharia and technology literate.
References
Aripin,N.T., Fatwa,N., & Hannase,M. (2022). Layanan digital bank syariah sebagai faktor pendorong indeks literasi dan inklusi keuangan syariah. Syarikat: Jurnal Rumpun Ekonomi Syariah, 5(1), 29–45. https://doi.org/10.25299/syarikat.2022.vol5(1).9362
Ceasario, A. F. & Nisa,F.L. (2025). Transformasi keuangan digital dalam perspektif ekonomi syariah: Peluang, tantangan, dan dampak terhadap inklusi keuangan. Al Rikaz: Jurnal Ekonomi Syariah, 3(1), 102–114. https://doi.org/10.35905/rikaz.v3i2.9596
Gazali,H.A.,Fahmi,A.S.,& Auliya,S.(2025). “Penerapan Prinsip Keuangan Berbasis Al-Qur’an Dalam Optimalisasi Fintech Syariah Di Indonesia”. JES (Jurnal Ekonomi Syariah) 10, no. 1 (January 20, 2025): 14–27. Accessed June 21, 2025. https://jes.unisla.ac.id/index.php/jes/article/view/1073.
Hakim, A. S., & Nisa, F. L. (2024). Pengembangan ekonomi syariah: Tantangan dan peluang di era digital. JURNAL RUMPUN MANAJEMEN DAN EKONOMI, 1(3), 143–156. https://doi.org/10.61722/jrme.v1i3.1594
Handayani, F., Yunus,A.R., & Muslihati. (2024). Pengaruh Literasi Keuangan dan Kemajuan Teknologi Informasi terhadap Minat Generasi Milenial di Kota Makassar Berinvestasi di Pasar Modal Syariah. Ad-Dariyah: Jurnal Dialektika, Sosial Dan Budaya, 5(1), 1–13. Diambil dari https://jurnal.staiddimakassar.ac.id/index.php/adrsb/article/view/355
Jannah, F., & Sya’diyah, H. (2024). ANALISIS FINTECH SYARIAH DI ERA DIGITAL: TANTANGAN HUKUM DAN ETIKA DI INDONESIA. Neraca: Jurnal Ekonomi, Manajemen Dan Akuntansi, 3(2), 1202–1214. Retrieved from https://jurnal.kolibi.org/index.php/neraca/article/view/4204
Jannah,Z., & Abidin,R. (2025). Transformasi Digital dalam Keuangan Syariah: Analisis Konseptual dan Implikasi untuk Masa Depan. Sahmiyya: Jurnal Ekonomi Dan Bisnis, 4(1), 244–251. Retrieved from https://e-journal.uingusdur.ac.id/sahmiyya/article/view/10319
Maksum, A., & Wardani, D. S. (2023). Analisis tingkat literasi keuangan syariah generasi milenial di dki jakarta. Jurnal Al Azhar Indonesia Seri Ilmu Sosial, 4(1), 1. https://doi.org/10.36722/jaiss.v4i1.1411
Mentari, C. I., Wahyuni, F., & Hendra, J. (2025). Strategi inklusi keuangan syariah melalui digitalisasi layanan dan edukasi di era pasca pandemi. Journal of Business Inflation Management and Accounting, 2(1), 164–170. https://doi.org/10.57235/bima.v2i1.4686
Nurhayati, & Julina. (2025). Transformasi Digital dalam Ekonomi Syariah: Inovasi Teknologi untuk Penguatan Ekosistem Keuangan Halal di Era 5.0. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 10(3). https://doi.org/10.30651/jms.v10i3.26594
Nuriyah,N.S., & Muchtar,A.R.F. (2024). Transformasi Ekonomi Islam Melalui Solusi Fintech Digital : Jalan Menuju Pertumbuhan Berkelanjutan. Anggaran : Jurnal Publikasi Ekonomi Dan Akuntansi, 3(1), 89–100. https://doi.org/10.61132/anggaran.v3i1.1139
Putera, A. M., & Nisa, F. L. (2024). Dampak teknologi finansial terhadap perkembangan ekonomi syariah di era digital. Economic and Business Management International Journal (EABMIJ), 6(2), 29–34. https://doi.org/10.556442/eabmij.v6i2.672
Putri.M.C. (2024). Ekosistem Fintech Syariah: Meninjau Model Pinjaman Online dalam Bingkai Ekonomi Islam. Jurnal Multidisiplin Indonesia, 2(4), 12–20. https://doi.org/10.62007/joumi.v2i4.386
Rahmawati,L.H., Rabbani,A., & Latifa,U. (2025). Pengaruh Literasi Keuangan Syariah, Religiusitas, Inklusi Keuangan Syariah, Layanan Digital M-Banking : Studi Kasus Nasabah Bsi Bandar Lampung Periode 2020 – 2024. MAMEN: Jurnal Manajemen, 4(2), 158–170. https://doi.org/10.55123/mamen.v4i2.5074
Ramadhani, A. N. ., M, Elsa Julia, Ulfa Dwi Yanti, & Lutfiah Aulia Ridwan. (2025). Implementasi Fatwa DSN-MUI dalam Transaksi Digital: Studi pada Marketplace Syariah di Indonesia. Jurnal Kajian Islam Dan Sosial Keagamaan, 2(3), . 422–428. Retrieved from https://jurnal.ittc.web.id/index.php/jkis/article/view/2154
Rohmawati,N.S., & Rosyada,M. (2025). PENGGUNAAN FINTECH SYARIAH DAN INVESTASI ONLINE DALAM TINJAUAN TEORI KEPERCAYAAN DAN RISIKO. Sahmiyya: Jurnal Ekonomi Dan Bisnis, 4(1), 237–243. Retrieved from https://e-journal.uingusdur.ac.id/sahmiyya/article/view/10328
Sepdiana, N. (2025). Peran Literasi Keuangan Syari’ah Dalam Membentuk Keputusan Investasi Syari’ah Pekerja Generasi Milenial Dan Gen Z . Balance : Jurnal Akuntansi Dan Manajemen, 4(1), 246–253. https://doi.org/10.59086/jam.v4i1.685
Suswanto, R. E., Wahyudi, I., Rahmawati, R., & Said, M. (2025). Bridging faith and innovation: A systematic literature review of islamic fintech adoption patterns and regulatory frameworks(2020-2024). Al-Muamalat: Jurnal Ekonomi Syariah, 12(1), 59–76. https://doi.org/10.15575/am.v12i1.41417
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Wali Saputra (Author)
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
